High degree of similarity of the new damage from previous (possibly not repaired) - a big loss, in excess of 10.000 zł, - hard to fire a marketable vehicle (eg Fiat 125p or model is not sold in Poland), - a fire or accident of a vehicle previously stolen, - the sum insured AC far greater than the value of the vehicle. AC injury insurance - theft of vehicle: Segmentation of substance - the theft shortly after the first contract of insurance AC (up to 1 week) - the theft shortly after the conclusion of the first insurance contract, AC (between 1 week and 1 month) - a stolen vehicle is a truck, commercial motor vehicle used for hire or reward, or - the victim has already been stolen once or several times a vehicle - stolen in a desolate, nieuczęszczanym place - long after the reported theft of an event (more than 3 weeks) - the young owner / victim (up to 26 years) -- the victim \"very well oriented in the procedures - no key or keys were stolen in separate thefts,
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