The damage occurred shortly after the conclusion of the first insurance contract, AC (between 1 week and 1 month) - the damage occurred immediately after the purchase of a vehicle (up to 1 month) - the accident occurred in a secluded spot, while low traffic (night and / or remote location), - reported the injury long after the incident (more than 3 weeks) - witnesses, the perpetrator or the victim know each other (they are friends, neighbors or family, for example) - a young offender / victim (up to 26 years) -- the victim \"very well oriented in the procedures - the victim fled from the scene of the incident and appeared only after a certain time - the victim give up in the past with claims or denied claims. Technical Segmentation: - damaged vehicle is a truck, or delivery vehicle used for hire or reward, - the nature of damage to a vehicle contrary to the presented description of the injury - the nature of damage to the vehicle questionable, having regard to the description of the damage,
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